Home insurance
Arrange cover for your family home, holiday home, bach or investment property so you have confidence when the unexpected happens.
Personal finance
Protecting the things you've worked hard to build
Practical, plain-English advice for protecting your home, possessions, vehicles, travel plans and financial wellbeing.
General insurance helps protect your home, possessions, lifestyle and financial wellbeing when unexpected events occur.
Caveo, part of the Velocity Group, explains your options in plain English, identifies potential gaps and supports you when it is time to make a claim.
Complimentary review
Book an insurance review
Not sure if your existing cover still reflects your lifestyle and assets? We will help identify potential gaps, answer your questions in plain English and ensure you are making informed decisions about the things you value most.
Financial resilience
Protecting wealth matters as much as building it
A strong financial plan considers how you would recover from theft, damage, natural disasters, accidents or liability—not only how you accumulate assets.
General insurance can work alongside your mortgage strategy, emergency savings, personal insurance, investment-property plans, retirement goals and business succession planning.
Review your cover when you
- Buy or renovate a home
- Purchase a vehicle or valuable possessions
- Start a business or buy an investment property
- Experience changes in values, occupancy or lifestyle
Cover options
Insurance for the things that matter most
Contents insurance
Safeguard everyday essentials and treasured possessions so loss, theft or damage does not leave you out of pocket.
Vehicle insurance
Compare options for a family SUV, classic car, ute or multiple vehicles and find protection that suits your needs, lifestyle and budget.
Travel insurance
Protect New Zealand travel, overseas trips, business travel and family holidays against disruptions, delays and medical emergencies.
Landlord insurance
Protect investment property and rental income from a range of risks that standard home insurance may not cover.
Boats, jet skis and pleasure craft
Specialist insurance for boats, launches, yachts and jet skis so you can enjoy your time on the water with confidence.
Lifestyle assets
Arrange cover for caravans, motorhomes, boats, classic vehicles, trailers, high-value possessions and other lifestyle assets.
First-home buyer? Getting the keys is only the beginning
Your home may now be your largest financial asset. A review can check rebuilding assumptions, contents values and whether improvements or changing costs affect the protection you need.
Business insurance support
Caveo also helps protect commercial property, vehicles, equipment, liability risks, business interruption and other key assets.
Why work with Caveo?
Cover that keeps pace with life
Insurance is not just about finding the lowest premium. It is about understanding your risks, protecting the things you have worked hard to build and having confidence that your cover will respond when you need it most.
- Review your existing insurance arrangements
- Compare options from leading insurers
- Understand policy features and exclusions
- Identify potential gaps in cover
- Simplify complex insurance decisions
- Support you through the claims process
- Keep your insurance aligned as life changes
Caveo Google reviews
What Caveo clients are saying
Read recent experiences shared by people and businesses Caveo has helped with their general insurance.
Read Caveo reviews on GoogleCommon questions
General insurance FAQs
Review it after a major life event or significant asset change. Even when nothing obvious has changed, a review every one to two years can be worthwhile.
Yes. We can review your current arrangements, explain the cover and identify potential gaps or options.
Home insurance generally protects the building, while contents insurance protects belongings inside it. Many homeowners choose both.
Tell your insurer about material changes such as renovations, new assets, changes in occupancy or other circumstances that may affect the risk or policy.
Yes. An adviser can help guide you through the claims process and support you when questions arise.
Need help with your insurance? Let's talk.
Whether you're reviewing your current cover, arranging insurance for something new, or simply have a question, our advisers are here to help. Book a complimentary consultation at a time that suits you and we'll guide you through your options.
Caveo financial advice provider information
Insurance Advisernet New Zealand Limited (IANZ), FSP26221, holds a financial advice provider licence issued by the Financial Markets Authority. Velocity Financial Wellington Limited, FSP 729451 is authorised by that licence to provide financial advice services.
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