Business services
Build wealth beyond your business and help your team make more confident KiwiSaver decisions with practical, plain-English advice.
Book a Complimentary Business Consultation
At a glance
KiwiSaver can support first-home ownership and retirement savings through personal contributions, employer contributions, eligible government contributions and long-term investment growth.
For business owners, it can also help diversify wealth outside the business rather than relying entirely on a future sale.
Your fund choice, contribution rate and investment strategy should evolve with your goals, income, business interests and life stage.
A review can help determine whether your current provider, fund and level of risk remain appropriate.
Business owners and contractors may not receive employer contributions in the same way employees do, but KiwiSaver can still provide disciplined long-term investing and eligible government contributions.
It often works alongside managed funds, property and business assets as part of a broader, more flexible wealth strategy.
Many employees have never reviewed their KiwiSaver and are unsure about fund types, fees, contribution rates or risk.
Velocity can provide free workplace sessions that explain providers, fund types, contribution rates, fees and long-term investing principles without assuming everyone uses the same provider.
Different KiwiSaver funds prioritise different balances of stability and long-term growth.
The right approach depends on age, timeframe, goals, other investments and comfort with market movement—not last year’s highest return.
Why Velocity Financial?
We consider KiwiSaver alongside business interests, investments, lending, insurance and retirement plans.
Common questions
Yes. Self-employed people and contractors can contribute and may qualify for government contributions if they meet the current eligibility criteria.
Often both can play a role. KiwiSaver is designed for long-term retirement saving, while managed funds generally provide greater access before retirement.
Yes. Workplace sessions can explain fund types, fees, contributions and review considerations regardless of provider.
Review it after significant life or business changes and periodically to confirm it still fits your goals and investment timeframe.
KiwiSaver members can generally transfer providers. Advice can help assess whether another provider is more appropriate before making a change.
You are not alone. A review can check whether your provider, fund, contribution settings and level of risk still align with your goals.
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Whether you are a business owner, contractor, employer or employee, we will help you understand the options and align KiwiSaver with your goals.
Book a Complimentary Business ConsultationEligibility, returns and suitable investment choices depend on individual circumstances.