Mortgage calculator

This calculator is designed to give you an estimate and is for informational purposes only.

Repayments are calculated to repay the loan over your selected term, using 12 monthly, 26 fortnightly or 52 weekly payments per year. The annual interest rate is divided by the number of payments per year and is assumed to stay constant. Payments are rounded to cents, with an adjusted final payment; totals follow the selected frequency. Fees are excluded.

These are not accelerated repayments: paying half a monthly amount each fortnight or a quarter each week pays the equivalent of 13 monthly amounts a year and can repay the loan sooner. Banks may calculate interest daily and charge it monthly, so their estimates and actual repayments can differ with payment dates and rounding.

A full lending application is required to lock in rates. Interest rates are subject to change, and special interest rates require a minimum of 20% equity. Normal bank lending criteria, terms, conditions, and fees apply.

This calculator doesn't provide financial advice or consider your personal financial situation or goals. We strongly recommend seeking financial advice tailored to your situation and goals before making any financial decisions.

The information you enter into this calculator is not stored once your browser session ends.