For families and individuals
Bring cashflow, mortgages, KiwiSaver, investments, insurance, retirement and future lifestyle goals into one coordinated roadmap.
Financial planning
Turn your goals into a plan
Understand where you are today, where you want to be tomorrow and the practical steps needed along the way.
Advice areas
What financial planning covers
Comprehensive strategies tailored to your unique goals and circumstances
Income protection
Strategies to protect and grow your income through various market conditions.
Debt reduction
Accelerated payoff methods to help you become debt-free faster.
Asset building
Build wealth through property, investments, and diversified portfolios.
Risk management
Comprehensive insurance strategies to protect your wealth and family.
Tax efficiency
Strategies to minimize tax while maximizing wealth accumulation.
Cash flow planning
Plan for life's milestones with strategic cash flow management.
Retirement planning
Ensure a comfortable retirement with comprehensive planning.
Estate planning
Protect your legacy and ensure smooth wealth transfer.
How we work
Our process
A simple four-stage approach to achieving your financial goals
1
Talk
Strategy sessions exploring your goals, dreams, and current financial position.
2
Plan
We develop a comprehensive financial strategy tailored to your unique situation.
3
Work
Implementation of your plan with regular progress reviews and adjustments.
4
Relax
Ongoing monitoring and adjustments to keep you on track to your goals.
The complete picture
Financial planning is about more than numbers
A plan connects money with what matters most to you, while helping build resilience for the unexpected.
For business owners
Balance business growth with personal wealth, decide how to use surplus cash and avoid relying entirely on a future business sale for retirement.
For the impact sector
Align financial decisions with the outcomes you want to create for your family, community and future generations.
Better decisions
Humans and technology work better together
Calculators, financial apps and AI tools can help explore ideas and model scenarios. We encourage clients to use them.
Technology cannot fully understand family dynamics, values, behaviour, business considerations or the emotions behind major decisions. Bring your projections to us and we will test assumptions, identify blind spots and turn information into a practical strategy.
Questions your plan can answer
- When can I afford to retire?
- Am I saving enough?
- Should I invest or pay down debt?
- Can I afford an investment property?
- How do I create security for my family?
Pricing and engagement
Investment in your future
Your financial roadmap brings together modelling, strategy, written recommendations and practical action steps.
Every roadmap includes an annual review so the plan can evolve as your circumstances, priorities and goals change.
Financial Planning Roadmap
From $3,000+ GST
- Discovery meetings
- Financial modelling and forecasting
- Personalised written strategy
- Recommendations and action steps
- Implementation guidance
- Annual review
Ongoing Financial Mentoring
$50+ GST/month
- Ongoing guidance
- Regular check-ins
- Progress tracking
- Adjustments as needed
Questions we hear often
Frequently asked questions
Common questions about financial planning
A financial planner helps you create a comprehensive strategy for achieving your financial goals. This includes retirement planning, investment advice, debt management, tax efficiency, insurance, and estate planning.
Financial Planning Roadmaps start from $3,000 + GST and include discovery, modelling, a written plan, recommendations, implementation guidance and an annual review. Ongoing mentoring is available from $50 + GST per month.
Many people can manage parts of their finances themselves. A financial planner brings the moving pieces together and provides an objective perspective so you can make more informed decisions.
We'll help you answer questions like: When can I retire? What's my target net worth? How do I reduce debt faster? What investments suit my risk tolerance? How do I plan for my children's education?
Every financial planning engagement includes an annual review. Clients who want support between reviews can choose ongoing mentoring for regular guidance, accountability and strategy adjustments.
It can help identify opportunities, trade-offs and practical strategies that may improve your ability to reach retirement goals sooner. Outcomes depend on your circumstances and the decisions made along the way.
Yes. We help business owners connect personal wealth creation, business growth, cashflow, succession and retirement planning in one coordinated strategy.
Bring the results with you. We can test assumptions, identify blind spots and help turn projections into real-world decisions that reflect your family, business and priorities.
Ready to design your future?
A clear destination, a practical roadmap and ongoing guidance can give you greater confidence about the future.
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