Governance and stewardship
Align investment decisions with board responsibilities, policies and organisational values.
Impact sector · Velocity Financial
Helping your organisation’s money do more good
A thoughtful investment strategy can help protect the resources entrusted to your organisation while supporting the impact you hope to create tomorrow.
Book a Complimentary Impact Sector Consultation
Many charities, trusts, schools, churches and community organisations work incredibly hard to raise and protect their funds. Yet surplus funds are often held entirely in savings accounts or term deposits, where returns may struggle to keep pace with inflation over the long term.
At Velocity Financial, we help impact-sector organisations take a thoughtful, long-term approach to managing reserves and investments. Our role is not to increase risk. It is to help you understand your options, balance risk and return appropriately, and ensure your money is working as hard as your people.
Whether you are managing charitable reserves, legacy funds, donations, grants or future programme funding, we can help create an investment strategy aligned with your purpose, governance responsibilities and long-term goals.
- Charitable reserves
- Legacy funds and donations
- Grants and future programme funding
- Cash and term deposits
- Managed funds
- Long-term sustainability
Good stewardship
Good stewardship starts with good conversations
Every board has a responsibility to be a good steward of the resources entrusted to it. Investment decisions are often governance conversations as much as financial conversations.
Our advisers help boards and leadership teams understand the opportunities, risks and trade-offs involved, enabling informed decisions that support current and future generations.
- Are our reserves structured appropriately for future needs?
- Could inflation be reducing the real value of our funds?
- How much liquidity do we need?
- Are term deposits the right option for all of our money?
- Could a diversified approach better support our mission?
- Are we balancing short-term certainty with long-term sustainability?
Investment options
Looking beyond term deposits
Term deposits can play an important role in protecting capital and managing short-term cash requirements. For funds that may not be needed for several years, relying solely on term deposits may limit growth opportunities and purchasing power over time.
We help organisations consider an appropriate balance between cash, term deposits, managed funds and other investment options based on their individual circumstances.
- Long-term growth potential
- Protection against inflation
- Productive use of surplus reserves
- Flexibility across time horizons
- Diversification across investment types
- Support for future programmes and resilience
Whole-of-organisation advice
A holistic approach to financial sustainability
Cash flow and operational needs
Maintain appropriate reserves for day-to-day operations and unexpected events.
Risk and resilience
Balance growth opportunities with prudent risk management.
Long-term impact
Help resources continue supporting your mission well into the future.
Organisational goals
Connect investment decisions to the outcomes your organisation is working to achieve.
How we help
Advice shaped around your organisation
Every organisation is different. The strongest financial strategies reflect your mission, values, responsibilities, liquidity needs and time horizons.
- Review existing reserves and investment structures
- Assess the role of term deposits and cash holdings
- Develop strategies aligned with organisational goals
- Support trustees and leadership teams with financial education
- Create diversified portfolios for different time horizons
- Work alongside accountants, auditors, lawyers and governance advisers
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Investing for better outcomes
Thoughtful investment strategies can help protect the resources entrusted to your organisation today while supporting the people, programmes and opportunities that create impact tomorrow.
Book a Complimentary Impact Sector ConsultationInvestment values can rise or fall. Advice and recommendations depend on your organisation’s circumstances, goals, timeframes and tolerance for risk.