The Premium Yarn: Autumn Weather Update đ
Kia ora everyone,
Taz here â coming to you very excited with my first ever Premium Yarn!
Autumn is well and truly here, and the weather has already reminded us why insurance matters. I wonât turn this into a fullâblown forecast (promise), but itâs a good moment to share a few tips on weatherârelated claims â and what can really help if the worst happens.
When the weather bites
With the recent mix of heavy rain, wind, and cooler snaps around the country, we often see a spike in claims â especially for storm damage, water ingress, fallen trees, and weatherârelated vehicle incidents.
If youâre affected, keep these in mind:
Mitigate damage if itâs safe.
If you can safely prevent further damage (like using a tarp or moving items away from water), please do. Your safety always comes first.
Take photos early.
Even if youâre unsure about claiming, a few clear photos as soon as you notice damage can really help later.
Check in before permanent repairs.
Temporary fixes are usually fine but talk to us before committing to permanent repairs so we can guide you on next steps.
Vehicles & wild weather
Bad weather and driving donât always mix, so a quick refresher:
â˘âŻIf your vehicle is damaged by weather (flooding, fallen trees, debris), let us know as soon as possible.
â˘âŻAvoid driving through flood water â even if it looks shallow. Itâs one of the most preventable (and expensive) claims we see.
â˘âŻIf your car breaks down or is damaged, arrange towing promptly and keep any receipts.
Business owners â a quick note
Weather events can affect more than just your premises. Stock damage, access issues, power outages, and downtime can all come into play.
If youâre impacted:
â˘âŻKeep a record of whatâs affected and how your business is disrupted.
â˘âŻGet in touch early, especially if youâre unsure about cover.
â˘âŻIf you have Business Interruption cover, the sooner we know, the better we can help.
Weâre here to help
Weather events are stressful enough without navigating claims on your own. If somethingâs happened â or youâre not sure whether itâs worth claiming â flick us a message or give us a call. A quick chat early can often save time later.
Until next time, stay dry, drive safe, and give your dog a pat from us đž
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ÂÂTaz Walker | Broker Support Manager
Caveo - powered by Velocity Financial
FSP637909
38 Vivian Street, Te Aro, Wellington
M: 027 272 3345
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