Ideas for confident decisions
Practical guidance, useful perspectives and updates from the Velocity Financial team.
The markets are erratic. KiwiSaver balances are riding a blip. Fearing losing money when you can see your investment declining is normal. The best thing you can do now is remain calm and stay the course.
If investing is making your money work for you, investing ethically is making your money speak for you as well. How can you make ethical investments in time of war?
As both a financial adviser and a small business owner, our director Graham shares his insight on managing business risk in time of chaos. There is an important financial piece yes, but attitude and support play just as crucial role in surviving and thriving in this fraught environment.
Insurance premiums can rise because of claims costs, inflation, risk changes, age and policy design. Review value and cover before cancelling or cutting limits.
Inflation really is the good, the bad and the ugly. But what is it really, and why? How do we deal with rising inflation in our day to day living?
Current mortgage approvals can be affected by lender affordability tests, LVR limits and DTI restrictions. Here is what each rule means for borrowers.
Our Caveo boys have access to extremely competitive priced fuel discounts for their insurance clients, in a partnership with the NZ Trucking Association. If you decide to use them as your broker then you can also grab the NZTA fuel discount package and start saving.
What did Nana always say? Don't put your eggs all in one basket. Well, it is true, and here is why.
The lending space has changed lately and there isa lot of talk about who can and who can’t get a mortgage. But are things asdire as the media makes them out to be? And are there ways to adapt to thecurrent market?
Eligible kiwis would receive up to 80% of their usual income for six months under a new Social Unemployment Insurance scheme. How will this affect private insurance arrangements?
Sorry kids, but Mum and Dad’s contents and carinsurance may no longer have you covered once you fly the nest. Good news is,you can sort it fast and for not much more than a regular takeaway. Here’s why,and how.
It is now one year on (unbelievably) from when we were fixing many of your mortgages for a super low, 1-year rate, of 2.29%....