Insights

The Velocity Financial Spin for November 2025

Holiday Hours Over the Chrissy Break

As always, we will have an adviser on hand to help if you need urgent services over Summer, because life is always happening!

Fixed vs Floating: What does the OCR drop mean for your next mortgage move?

Wondering whether to fix or float your mortgage in 2025? Financial Adviser Graham breaks down interest rate trends, risks, and smart strategies for New Zealand homeowners. Get practical advice to help you refix with confidence.

In Loving Memory of Tania Crocker

We are deeply saddened to announce the passing of our dear friend and colleague, Tania Crocker, on 13th November 2025.

Building Inspection Time: Common Issues and How Banks and Insurers View Them (Part 2)

A guide to cladding, roofing, wiring and unconsented work in building reports, including what buyers should clarify with lenders and insurers.

Your Future, Your Rules: A Smarter Way for Self-Employed Kiwis to Save for Retirement

A practical retirement-saving framework for self-employed New Zealanders, covering KiwiSaver, flexible investments, tax planning and irregular income.

Underinsurance: A Hidden Risk in a Softer Market

Millennial? Time to Plan Your Retirement!

How New Zealanders in their 30s and 40s can turn KiwiSaver, debt repayment and regular investing into a practical retirement plan.

Meet Keryn: Community Builder Turned Financial Advocate

We’re thrilled to welcome Keryn Martin as our new Business Development Manager at Velocity. With deep roots in the impact sector and a passion for community-building, Keryn brings hands-on experience and strategic insight to help NFP organisations grow, connect, and create meaningful change across Aotearoa.

The Velocity Financial Spin for October 2025

Building Inspection Time: Common Issues and How Banks and Insurers View Them (Part 1)

What common building inspection findings mean for a home buyer, and why moisture, drainage and structural concerns should be investigated before finance goes unconditional.

Fixed vs Floating: Longer Term Rates Are Now Worth Considering