Did you make some good financial decisions in 2022?
The team has a korero about some important questions we will be asking ourselves, and you, in 2023.
What financial decisions am I proud of this year?
What financial fails can I avoid next year?
What do I want to do differently with my money next year?
What opportunities and threats do I have on the horizon next year?
Can I bump up my Kiwisaver contribution from the default 3%?
Do I need ALL those streaming services?
How can we be Pro-active with our financial decisions rather than Re-active?
Is my industry/career developing, stagnating, or declining?
Do I need a financial plan to have a clean slate starting off for the year?
If you knew for a fact you weren't ever going to make more in a year then you currently do, what would you start doing differently?
Have I set my financial goals for 2023 and what steps do I need to put in place to ensure I achieve those goals?
If the cost of living continues to rise, what can I do to ensure I will be okay?
(E.g., Insurances, a good budget)
What do I want my overall financial position to look like this time next year and what do I need to do to get there?
If I have an unexpected bill next year, will I have enough saved to pay for it?
What things do I need to put into place now, to ensure that my dreams come to fruition later?