Mortgages
More Meth House News
Following on from recent media attention to the growing problem of meth houses in New Zealand, Graham explores what this means practically for landlords.
Ideas for confident decisions
Insights
Practical guidance, useful perspectives and updates from the Velocity Financial team.
Articles — page 49
Mortgages
The Ups and Overs of Bridging Finance
Bridging finance can fund a new property before the old one settles, but interest, timing and sale-price risk make a clear exit plan essential.
Mortgages
What Does the Bank Think of Your Student Loan?
“How does my student loan affect my ability to get a home loan from a bank? A student loan is good debt, isn’t it?” Lance lets us in on how your bank views those little (or not-so little) loans we love to forget about.
Insurance
Are You and Your Insurance Company a Good Match?
Did you know that insurance companies can differ wildly in how they deliver the various types of insurance? Alex explains and points out how to find your ideal insurance match.
Mortgages
Fixed vs Floating
With the OCR so low shouldn’t we look to just lock in super long fixed mortgages? Brendon investigates the options.
Insurance
Free Range Kiwis?
Lance discusses why, when it comes to personal insurance, a little outside input can go a long way, even for us number-eight-wire minded Kiwis.
General
The Benefits of Reducing your Credit Card Limit
We all know that credit card debt isn’t ideal financial planning, but when it comes to securing a home loan, the limit you have on your credit card can also be a pitfall, says Brendon.
Insurance
Meth Houses, Landlords and Insurance
Media is hyping up meth houses as potentially being take two of the leaky homes saga. Graham presents some tips for landlords on getting your insurance on track to reduce the risks of being stuck with a meth house rental.
Insurance
Four and a Half Fun Facts?
There are many things to think about when buying a new house. Here Lance Shearman covers off four quick house-buying facts that will help you cover your bases, plus an extra one to tuck away from our in-house fashionista.
Property investment
An Update on Wellington Property Prices
Property prices are on the rise in the capital, but what does this mean for new home buyers? Brendon Ojala investigates.
Property investment
An Update on Auckland Property Prices
As it turns out, up isn't the only way that the Auckland property mark can go. Rupert Gough explores what is going on in the recent drop in Auckland sales prices.
Mortgages
Fixed vs Floating: Christmas Came Early
Governor Wheeler you're a sneaky devil. In February you acted all coy: “Probably no rate drops until mid-year.” Then today...bam! Surprise! OCR rate drop to 2.25%!