Ideas for confident decisions
Practical guidance, useful perspectives and updates from the Velocity Financial team.
I have a couple of friends working through the process of separating from their long-term partner. Are they right in thinking they are able to lay a claim to half of a KiwiSaver or retirement fund balance because their partner was contributing to the scheme while we were together?
You’ve possibly already thought about some of the more obvious things like your house, your car and your family. But what about your bank accounts? Or even your Facebook profile? Wrapping up your whole life is not a simple task as Alex explains.
There is some upward movement in interest rates overseas, but not much happening here … yet. So, is now a good time to fix or to float? Brendon investigates.
We all know about the struggles of first-home buyers in today’s property market, however, there is a new group in an equally precarious position: those with “honey, I grew the kids and shrunk the house” syndrome. Lance explores how this group can upsize their home.
Simon O’Neill provides a where-we’ve-come-from and where-we’re-going analysis of KiwiSaver and how it can help you into your first home.
When we’re young, we all feel invincible. Life is pretty good. Most of us have some disposable income and live it up. But there comes a time when we all need to ask the “what if” questions, says Debra Halton.
Alex has had an exciting summer, not only due to the amazing weather but also the fact that he and his partner have bought their first home. He shares his tips.
It’s 2018 and change is afoot in the banking world. But, don’t worry, we can also expect much more of the same, says Graham.
You may well have heard that the Reserve Bank announced some changes to their LVR (Loan-to-Value Ratio).
Whether the goal is to sell or to dwell, Kylie shares her five top tips for making renovations work for you and for your financial and lifestyle goals.
Renovating the home you own rather than buying the house you may not be able to afford is an attractive option right now. But it’s not without its pitfalls … as Brendon found out.