Insights

ANZ Wants to Warm Your Home … Interest Free

Many Kiwis live in homes that are simply too cold, damp and breezy. ANZ have heard our cries and are offering homeowners a sweet little deal to warm your wallet as well as your castle.

When the Insurance Company Says NO!

‍What’s this? Even Brendon got turned down by an insurance company?! Here’s how it happened and some takeaways for us all.

Oops! I Bought an Uninsurable House!

Fixed vs Floating

‍Is it a case of making hay while the sun shines? And what of this talk of banks having to increase their capital? Is it the spanner in the works we’ve been waiting for? Brendon explores.

A Quick Guide to Personal Insurance

Insurance can get confusing. Huge policy documents, insider lingo, fine print everywhere. It’s supposed to provide peace of mind, but can instead just play havoc with even the sharpest samples of grey matter.

Broke or Broken: Must We Choose?

What’s more important, saving your pennies or fixing your dodgy knees? What about that lower back that complains every time you tie your laces? Lance discusses that painful tension between financial and physical fitness.

Insuring Your Wellington Property

We’ve been talking about “the big one” hitting Wellington for decades and it seems the insurance companies are more worried about it than most. Stevie explores what this worry means for insuring your home in the capital.

Is a Prefab Home Your Ticket onto the Property Ladder?

Prefab houses are cheaper, quicker to build and have fewer budget blowouts, but banks haven’t given them much love … until now. Kylie explains…

5 Daily Steps to Wellbeing

As financial advisers, we help guide people through our fair share of stressful situations. So, as a team, we’ve made a commitment to prioritise wellbeing. And here are five simple steps to help boost your wellbeing today.

Am I Ready to Buy for the First Time? Or Again?

‍There is one constant in the ever-changing world of banking: the confusion as to what people can and can’t afford. Lance explores the murky waters of why some banks say yes and some say no.

Fixed vs Floating: New Year, New Interest Rates?

Starting off 2019, interest rates are staying low but the Reserve Bank may have a trick up its sleeve that could have a downstream influence on the great fix versus float debate. Brendon explains.

KiwiSaver: Have the Conversation

KiwiSaver is a voluntary savings scheme set up by the government to help New Zealanders save for their retirement. You can choose to contribute 3, 4 or 8 per cent of your gross (before tax) wage or salary to your KiwiSaver account. Your employer must contribute as well—at least 3 per cent of your gross salary.