Insights

Welcome to the team, Elizabeth!

Fixed vs Floating : Low interest rates inspire

What does the removal of high LVR restrictions mean for me?

Do I need health insurance in New Zealand?

This isn’t America, so do we really need individual health insurance? It all comes down to how willing you are to wait.

How Does My Insurance Cover Work If I'm Impacted By Covid-19?

With all that’s going on at the moment, it’s normal to feel some concern about how Covid-19 will develop and possibly impact you, your family and friends, and your business. It’s important that we stay calm, look after ourselves and our communities, and make sure the information we’re receiving is accurate, and from a trusted source.

Introducing … Kirsty O’Hara

Join us as we extend a super warm welcome to our newest team member, Kirsty O’Hara.

Savings Tips: Find a penny, pick it up. All day long you’ll have good luck!

Why banks say no to bridging finance

Fixed vs Floating: The Coronavirus Effect

STOP PRESS: As I am sure you will have heard the Reserve Bank has just dropped the OCR rate by 0.75% to a figure of 0.25%. We now await to see how banks will respond. We assume this will occur during the week.

Explained: The Curious Case of Interest-Only

Here’s a 101 guide for understanding interest-only loans and for spotting the trip wires lurking in the weeds.

Fixed vs Floating

In today’s market, a good* one-year fixed home loan rate is 3.39%, a two-year rate under 3.5% and a three-year rate at around 3.8%. You can expect to secure a floating rate for under 5%.

Help! House Prices Are Getting Away From Me!

You’re diligently saving for your 20% deposit but the market keeps moving the goal posts as prices continue to get away from you. What’s going on? And what can you do?