Insights

The Velocity Financial Spin for June 2023

Read our latest Spin issue for nuggets and gems of financial insights and wisdom you need to know.

The Velocity Financial Spin for May 2023

Read our latest Spin issue for nuggets and gems of financial insights and wisdom you need to know.

Watch: What are the pros and cons of buying a new build investment property?

New builds can offer lower maintenance and tenant appeal, but tax rules have changed. Compare price, completion, defects, finance and rental fundamentals.

Watch: What are the pros and cons of buying an existing rental property?

An existing rental provides observable condition and rental evidence, but maintenance, Healthy Homes, insurance and tenant records need careful review.

Watch: What are the pros and cons of a brand new investment property?

Off-plan property can secure a future build with staged payments, but valuation, finance, delays, contract changes and settlement cash need robust planning.

Can a robot plan your retirement?

AI can help organise retirement questions and test simple scenarios, but it cannot verify your full position, give regulated advice or take responsibility for the result.

Fixed vs. Floating in May 2023

Refixing your mortgage this Autumn? Read our most popular monthly blog for the lowdown on what's happening with interest rates this month and our tips for mortgage holders.

Cat pee, cockroaches and pink carpet - a day in the life of a first home buyer

Have you ever smelt the smell of cigarettes and cat pee mixed with mildew? If you are a first-home buyer, the answer is YES! Shona reflects on why it is good to be a first home buyer today and her recent experience of the process.

Want an extra 100k to retire on? Check your KiwiSaver Settings.

Don't miss out on up to $521 of free money this year

Watch: Should I split my mortgages between banks?

Watch: Should I take the cheapest mortgage rate in April 2023?